What minimum load voltage/cell do you fly to?
Generally 3.6v alarm under load.
It depends on the battery and load (old battery or high load = more voltage drop with load, so maybe alarm at 3.5v), the time of day (last flight I fly down to storage voltage, other flights I may discharge more) and even whether the battery gives so much flight time that I don't want to squeeze the most out (then it is only down to storage voltage).
Generally after voltage recovery after the flight I like to see at least 3.6v and usually 3.7v
For a very light load like fixed wing FPV cruising locally I may set it higher to 3.7v
Battery specs usually say never go below 3.3v and I take that to mean under load.
ESCs that have Low Voltage Cutoff the highest voltage is usually 3.3v which I consider to be about useless.